Travel - Business Travel

Travel insurance has become an increasingly competitive market with many providers competing on price, resulting in even more restrictive contracts.

We believe quality of service and the broadest possible range of medical cover are the most important factors when dealing with unexpected ill health abroad.

For Executives travelling abroad on business this is especially relevant. In addition to the normal range of travel insurance benefits typically found on a holiday policy, specialised business cover should include:

• Extended Medical Cover with high indemnity limits and including manual work and war risks and terrorism.
• Replacement Cover to meet the cost of sending substitute personnel if original person taken ill or otherwise unable to complete mission.
• Hostage/Kidnap Cover in the event of personnel being involved in a hi-jack or specifically targeted.
• Aviation Cover to include travel on a single engined aircraft or helicopter.

For employers who have staff travelling regularly, a group policy is a sensible choice as it:

• prevents employees travelling abroad inadvertently without cover;
• costs are much less than for a series of short term policies,
• simplifies administration as only 1 declaration is need each year

To obtain further information and no obligation costings for your company, then click on the button below to view the document. Then send the information back to PHP and we will do the rest: