Telephone: 01274 588 862 Email: info@php.co.uk
The Private Health Partnership

Insurance

  • UK Medical Insurance
  • Business Travel Insurance
  • International Private
    Medical Insurance (IPMI)
  • Health-Related Services

  • Absence Management
  • Cash Plans
  • Dental
  • Employee Assistance Programmes (EAP)
  • Group Critical Illness
  • Group Income Protection
  • Group Life
  • Health Screening for Groups
  • Occupational Health
  • RED ARC Serious
    Illness Service
  • Self Pay, Treatment
    Sourcing and Health Trusts
  • Self Pay, Treatment Sourcing and Health Trusts

    Personal: Self Pay / Treatment Sourcing Service
    It isn't necessary to have private medical insurance to have private treatment. Over 200,000 people per year elect to go the self-pay route rather than wait for NHS treatment.*

    What do we mean by Self Pay, Treatment Sourcing and Health Trusts?

    • For those wishing to consider this option we are pleased to be able to offer the services of Medical Care Direct (MCD)**, a company that we have worked with for many years and now a member of the PHP Group. MCD is dedicated to assisting individuals through the maze of healthcare provision by identifying choices and offering information in an unbiased and concise way that allows informed decisions on the location and timing of treatment tailored to personal needs.
    • Treatment Finder Service This is a unique service designed to ensure maximum value for money by allowing your funds to stretch as far as possible. You state what is important to you i.e. price, location, timescale or a particular specialist; MCD then identifies the options available that most closely match your needs.
    • Healthcare Trusts Healthcare trusts differ from a traditional private medical insurance contract in that you do not use the services of an insurance company. Instead of paying premiums, you make regular contributions into your own healthcare trust fund which we can manage on your behalf. You set the rules by deciding what cover you want to offer your employees and the amount you want to pay. We can help you with every aspect of setting up your own healthcare trust, from defining the benefits through to sourcing treatment. When an employee needs to make a claim under the defined benefits, your trust fund covers the cost. If you do not make any, or many claims, the contributions remain in your personal trust fund and gain interest. Healthcare trusts do not attract Insurance Premium Tax.
    • Hospitals, Specialists, Diagnostics MCD has an extensive database of all private hospitals and NHS private patient units in the UK alongside access to over 20,000 consultants in all major specialities. Use our expertise, built up over more than 30 years in dealing with hospital groups and health professionals to arrange the treatment package which fits your needs. MCD are able to put together tailored treatment packages from the initial diagnostic tests through out-patient and in-patient care, and including after care to meet your individual needs.
    • Support All The Way Experience has shown that people like dealing with people, not machines. MCD provide a personal service and don't use any call centre either in the UK or abroad.
    • Overseas Treatment A growing aspect of healthcare in the UK is the expansion of choice and this includes the option to use overseas facilities from treatment. In response to this demand MCD has established a number of links with overseas hospitals that can offer highly competitive rates on a wide range of procedures should you wish.
    Why MCD?

    Medical Care Direct provides services to both individuals and companies including Police Forces, Travel Companies, Medico Legal firms, Screening companies, corporate health trusts, the NHS and a variety of other organisations. Their individual members are able to benefit from their extensive healthcare knowledge, and volume purchasing, whilst having the benefit of traditional personal service.

    For further information visit www.medicalcaredirect.co.uk **

    For more information click here, or call us on 0844 848 1460

    * Laing and Buisson Healthcare Market Review 2008/2009 - Published October 2008
    ** External websites are subject to separate terms of use.

    The above product or service is not subject to FSA regulations.