UK Medical - Group Employer with more than 100 staff

As specialist private medical insurance advisers, our clients include some of the world's largest companies. All have come to rely on us because we have the professional knowledge to give impartial, considered advice based on years of experience. Advice which is geared towards reducing costs at the same time as improving benefits and the service companies and their members receive.

The implementation of the right private healthcare scheme makes business sense for all caring and profit conscious employers.

• A healthier workforce means improved profitability and productivity.
• Fewer days are lost through illness.
• Treatment can be planned for a date convenient to your business.
• An incentive for staff recruitment and retention.
• Higher staff morale and improved employee relations.
• Private health schemes are usually tax deductible.

Whether you are considering arranging a scheme for the first time or would like a completely impartial review of your existing arrangements we can assist with:

• Scheme selection.
• Design and implementation of tailor-made schemes.
• Negotiation of best possible terms.
• Cost control
• Claims Management
• Scheme Administration.

Additionally, for large employers who have traditionally negotiated directly with insurers, we offer consultancy services to provide expert guidance and a second opinion service including sitting in on negotiations to ensure that the best possible terms are obtained.

These services mean that employers can provide the medical and dental benefits that are relevant to your requirements whilst costs are kept within the budget you set. Our satisfied clients will testify that we have saved them thousands and in some cases tens of thousands of pounds.

WARNING.
The complexity of this market with the schemes of more than 30 insurers to choose from means that it is almost impossible for employers to carry out a full review of their medical or dental schemes without specialist advice.

Be wary of product salespersons. It is just as important to understand what isn't covered as to what is, and our information on any product recommended gives equal emphasis to this. We will tell you the questions to ask so that you can make a properly informed choice.

Private medical insurance is a complex enough market for the small employer with hundreds of off the shelf products. For large employers this is further complicated by a range of different costing options:

• Fully Insured
• Cost Plus
• Risk Share
• Profit Share
• Health Trusts

We will use our knowledge to guide you on the most suitable choice for your company.

Our particular speciality is providing the highest possible level of caring, personal service to the most demanding Directors and Senior Executives and professionals.

HOW WE WORK.
We will be pleased to provide further information on our services.

On request we will be pleased to meet with you to discuss your needs and explore ways in which we may be able to assist you without charge or obligation.

Thereafter if you wish to proceed we will draw up terms of reference and agree our fee.

By working in this way you can be assured that we are acting as your agent in your best interests. If we cannot save you money or improve your scheme terms then we will waive our fee. Judging by the experience of our existing clients this service can be expected to pay for itself many times over.